DID something suspicious happen to your credit card account lately? You might want to check with your bank.
Law enforcers arrested a 25-year-old suspected credit card hacker during an entrapment in Barangay Punta Princesa, Cebu City late Thursday afternoon, saying he had illegally charged purchases to a doctor’s card.
Criminal Investigation and Detection Group (CIDG) 7 operatives arrested Jerwin Minglanilla of Talisay City outside a fast food chain on F. Llamas St. at 4 p.m.
Minglanilla allegedly broke into Dr. Wilson de la Calzada’s credit card account and charged P72,523 in discounted online plane tickets, which he then sold.
The doctor noticed the fraud last Feb. 12 after he received a text message from the bank, thanking him for using the credit card.
He tried to check his balance by logging into the bank’s website, but was prevented by technical problems. He also phoned and inquired with the bank.
Calzada made another inquiry last Feb. 28 and discovered his balance ballooned, mostly due to purchases of tickets particularly from Air Philippines.
He asked the law enforcement agency for help.
A team led by Chief Insp. Fermin Armendarez III of CIDG 7 proceeded to the Mactan International Airport at 10 a.m. last Thursday in coordination with the Police Center for Aviation Security (PCAS).
Through the help of Air Philippines Visayas Head Rene Aviles, who was warned about the incident, law enforcers were able to hold off a family that bought the low-priced tickets.
They were bound for Manila for a family reunion. The tickets, which were sold at P500 each, came to them through a friend’s recommendation.
In order to trace the suspect, one of the family members called the suspect and pretended he needed two more tickets.
They met outside the fast food chain, while law enforcers waited inside a tinted vehicle.
When the money was handed over, the suspect was immediately taken into custody. His right hand had traces of the ultraviolet powder dusted on the cash used during the transaction.
Confiscated from the suspect’s possession were several credit card application forms of different banks.
Photocopies of credit cards belonging to other persons were also recovered.
During tactical interrogation, Minglanilla claimed he was able to obtain information about the doctor by surfing online.
Only five personal details are reportedly needed so he could hack into a person’s account.
Armendarez said that the suspect was believed to belong to a group of six, specializing in cyber-thefts.
He added that Minglanilla was reportedly a former protégé of Edgar Largo, who was also arrested last January for a similar crime.
Largo, however, went scot-free after his complainant failed to press charges against him.
This is the second incident of data theft in Cebu City recorded this year.
“I urge those people who suspect they have been victimized by this kind of crime to show up in our office,” Armendarez said.
Sun.Star Cebu caught up with Minglanilla as he talked with his mother inside the law enforcement agency’s detention cell yesterday.
Her mother said she was shocked by her son’s arrest.
“Wala gyud ko magdahum (I had no idea),” she said.
Criminal complaints for violating the Access Devices Regulation Act of 1998 or Republic Act 8484 and estafa will be filed against the suspect.
During a security convention last year, Senior Supt. Gilbert Sosa, chief of the anti-transnational crime division of the Criminal and Investigation Detection Group (CIDG), said that a recent fraud scheme involves a criminal gaining access to an unsuspecting user’s e-mail or social networking account.
Based on a report from January to August last year, 40 walk-in complaints involving social networking sites were recorded by the CIDG.
Fraud and identity theft had the highest numbers, at 12 and 10 complaints, respectively.
As part of their intensified efforts against cyber criminals, Sosa said a digital forensic laboratory will soon rise in Cebu City. He said they already trained police personnel on how to handle and preserve digital information.
Published in the Sun.Star Cebu newspaper on March 03, 2012.
By Davinci S. Maru